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Get your free on-line foreclosure refinance quote and foreclosure help in minutes. Explore your options and compare ways to prevent foreclosure... more...

House Passes Comprehensive Housing Package
The U.S. House of Representatives has now passed the most comprehensive bill designed to help the American mortgage crisis. The American Housing Rescue and Foreclosure Prevention Act (H.R. 3221) will now respond directly to the current crisis facing the middle class Americans while providing ... more...

Understanding Subprime Lending And Its Implications To The Current Graduate Student
IN THE BEGINNING In a manner similar to the numerous economic crises before it, the subprime lending bust actually began decades before anyone knew it. The Community Reinvestment Act of 1977 pushed banks to extend more credit in communities where they operated. This drew many lenders to ... more...

Foreclosures Are Inevitable
Foreclosures are the natural inevitable result of the current complicated, "maddening" monopolistic, unnatural usury monetary system we have currently "trapped" ourselves into. Ever play Monopoly? Over time someone loses and is out of the game. It's time now for a simple real life change: ... more...

FHA Bailout Program Voted On Today By Senate Banking Committee
Democrats are hoping that todays vote will lead to a bi-partisan agreement by the republicans, so this plan can be implemented right away. Many people are concerned about the tax payers funding of this plan, and how it is unfair for honest taxpayers to pay for speculators of loans, and people who ... more...

How To Buy Real Estate - Foreclosures and Profit
Real estate prices may be rising rapidly, however the knowledgeable and sensible investor will welcome the opportunity of a real estate foreclosure to increase his equity in real estate investments. Foreclosure is a procedure which enables the acquisition of real estate in affordable, if inflexible ... more...

ITIN No Longer Substitute for Social Security
In the wake of increasing foreclosures that have sprung up in virtually every state over the past year and a half since the housing boom became a correction, government and mortgage industry officials are taking steps to curb the future rise of foreclosures, which not only negatively impact the ... more...

Black Homeowners Guide To Choosing The Best Presidential Candidate
With the Presidential elections approaching fast, it's time to research the best Presidential candidate to lead us for the next 4 years. Thanks to the internet we can now do it better and easier than ever before. As a Black homeowner it's even more important that you choose the Presidential ... more...

What to Expect After Chapter 13 Discharge
Chapters 13 has been introduced as a type of bankruptcy filing for individuals with a fair income, keeping in mind their intent to pay their debts but are unable to do so in a timely manner. The underlying principle of Chapter 13 is to facilitate financially distressed individual debtors to propose ... more...

Chapter 13 Bankruptcy What Exactly Does It Mean?
Chapter 13, Title 11, United States Code, this section of bankruptcy refers to the way an individual person can choose to go through a reorganization that is lead by the federal bankruptcy court. The Bankruptcy Code says that the ultimate goal of Chapter 13 is to allow debtors who have a steady ... more...

Anticipated Changes To The Federal Bankruptcy Laws Maybe Pending
House Democratic members from North Carolina and California, respectively, recently propose legislation that would repeal the mortgage exception in the federal bankruptcy code. This legislation would allow a judge to change the priority value of primary residence mortgages or alter interest rates ... more...

 

 

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