Avoid-Foreclosure-Services.com Privacy Policy

Avoid-Foreclosure-Services.com Privacy Policy

Avoid-Foreclosure-Services.com is owned and operated by Loan Savings Solutions. Loan Savings Solutions LLC (further referred as Avoid Foreclosure Services) is a Delaware limited liability company with it's corporate headquarters in Lewes, DE. The following privacy statement discloses the privacy practices for Avoid Foreclosure Services.If you have questions or concerns regarding this statement, you should first contact the Avoid Foreclosure Services Customer Care Department. At Avoid Foreclosure Services, your privacy is our top concern. Under no circumstances will Avoid Foreclosure Services sell or share any personal information about you to or with any person or organization except: as authorized by you, our participating lenders or loss mitigation and foreclosure assistance professionals. Avoid foreclosure services is not a financial advisor or lender or foreclosure assistance company. The Privacy Policy below describes the standards we adhere to in handling information about you and your foreclosure assistance request. We want you to be aware of:

Who we are
Information we may collect on a Avoid Foreclosure Services Web site
How your information is used
Altering the information you submit through a Avoid Foreclosure Services Web site
How our Privacy Policy is monitored
Who We Are

Avoid-Foreclosure-Services.com is the leading online foreclosure assistance shopping tool that connects consumers to hard money lenders, foreclosure assistance and loss mitigation companies, that compete for their business across a variety of foreclosure prevention methods. There are more than 20 participating lenders and more than 100 foreclosure assistance professionals in the Avoid Foreclosure Services network. Avoid Foreclosure Services matches your request to lenders and loss mitigation companies and foreclosure assistance professionals. When you visit a Avoid Foreclosure Services Web site to request a quote, you will complete one simple pre-qualification form. Based on the information you supply, Avoid Foreclosure Services transmits your data to network members. Avoid Foreclosure Services is not a lender or financial advisor but a shopping tool designed to help you to compare foreclosure assistance quotes from foreclosure assistance companies and hard money lenders.

Information We Collect

There are several areas on a Avoid Foreclosure Services Web site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders, foreclosure assistance professionals, loss mitigation specialists, or other parties involved in your transaction, or as may be required by law or court order.

When you request foreclosure assistance professional help, along with your foreclosure assistance quote pre-qualification form you'll need to provide personal information such as your name, phone number, address, as well as your social security number.

Technical information we collect

When you visit a Avoid Foreclosure Services Web site, our Web server sends a cookie to your computer. This cookie stores a limited amount of information about your site visit. On-line advertisements for Avoid Foreclosure Services may also have cookies served by third parties. The cookie merely tracks aggregate information on how the advertisement and our site are being used, including session counts, navigation patterns, pages visited, etc. These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site. These cookies cannot be related to you as an individual unless you save your quote requests or require foreclosure assistance professional help. We store your cookie identification in our system. If you request that we remember you during a quote request, we use this cookie to allow our site to recognize you when you return. Avoid Foreclosure Services also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on Avoid Foreclosure Services servers and do not store or place anything on the user's computer.

If you come to the Avoid Foreclosure Services web site from an online ad or a banner, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns. Our partners in this program are listed below, along with links to their sites to access privacy policies and opt-out information.
Yahoo: http://privacy.yahoo.com/privacy/us/
MSN: http://privacy.msn.com
Google: http://www.google.com/intl/en/privacy.html
AOL: http://www.aol.com/info/privacy.adp

How Your information is used. Sharing information with our participating lenders and foreclosure assistance professionals.

After participating lenders and/or foreclosure assistance professionals receive your information, they may contact you directly via phone, e-mail or other communications. As our lenders and foreclosure assistance professionals may keep and use your information whether or not you qualify for a transaction with them, we recommend that you contact them directly for more information about their specific privacy policies.

From time to time, Avoid Foreclosure Services may notify you about rates updates, foreclosure assistance products and foreclosure assistance offers from our partners. Avoid Foreclosure Services will not send you any information or offers unrelated to your request for foreclosure assistance. If you do not wish to receive any of these offers, please visit our subscription area where you can remove yourself from our mailing list.

Altering Information You Submit Through a Avoid Foreclosure Services Web Site

Changing your information

If you have your foreclosure assistance quote information saved, you can log in order to adjust your foreclosure assistance quote parameters, however if you want to change the type of foreclosure assistance quote or make other significant changes to your foreclosure assistance quote request, you might need to make another request through our Web site. If you wish to change your subscriptions to Avoid Foreclosure Services emails, you can visit our subscription page.

Deleting your information

Even if your foreclosure assistance quote request was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely. You can visit our Security section to learn more about how we do this.

If you have questions or concerns regarding this statement, you should first contact our Customer Care Department. If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will notify you of the change. In that case, the form the notice will take and your ability to opt out of the new policy will be determined by applicable laws and we will include that information in our notification. If the change impacts how we use your information, we will notify you even if you have requested that we not contact you.

This Privacy Policy was last updated on June 21, 2008.

PLEASE PRINT AND RETAIN A COPY OF THIS POLICY FOR YOUR RECORDS.