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Short Sales - 3 Key Factors Gurus Never Tell You About How To Do Short Sales
For those of you who are new to the Short Sale arena or new to real estate investment, let's first define what a "short sale" is and what it's SUPPOSED to accomplish. A short sale is the process of negotiating with a Mortgage Lender to convince them to accept less than the Homeowner's mortgage ...
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Short Sale 101
This occurs when the net proceeds from the sale of a home are not enough to cover the sellers' mortgage obligations and closing costs, such as property taxes, transfer taxes, and the real estate practitioner's commission. The seller is unwilling or unable to cover the difference. Some ? although by ...
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California Home Equity Sales Contract Act - A Mine Field for the Unprepared!
When I first got started in the real estate investing business in 2006, the avalanche of foreclosures was just beginning. Before attempting my first short sale here in Southern California, I discovered I needed to comply with Civil Code Section 1695 by using a very particular type of purchase and ...
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Six Steps to a Successful Short Sale
A short sale is where the sales price of the property is less than what the seller still owes and the lender is willing to accept less than they are owed. Why would a lender agree to a short sale? Mortgage lenders are in the business of making loans not owning property. When a loan is in default, ...
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The Long and The Short of Short Sales
If you're relatively new to real estate investment, you may have heard the term "short sale" and wondered what it meant and what, if any, opportunities there are for you in this market. The best way to explain a short sale is with an example: A home owner has debt on a house that's greater than the ...
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Short Sale Training - The Biggest Short Sale Mistake
I'm writing to let you know about the #1 way to speed up the Short Sale process that very few Realtors actually know about. Not using this strategy is the Biggest Mistake most Short Sale Realtors make. It may not be what you think, because it's not a "traditional" real estate strategy... I can't ...
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Short Sale Hardship Letter - An Integral Part Of The Short Sale Package
The short sale hardship letter is the most integral part of the real estate short sale package. Short sales are sometimes offered to homeowners facing foreclosure who do not qualify for a loan modification. In this type of financial agreement the lender allows homeowners to sell their home for less ...
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Short Sale Approval - Working With Loss Mitigation To Approve Your Offer
Short sale approval requires working with your lender's Loss Mitigation Department. Obtaining short sale approval can be a lengthy and complex process. It involves many steps and consists of a trail of paperwork. When lenders accept short sale approval transactions they agree to accept a lesser ...
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Short Sale Questions
The main stream media continues to be rich with stories about the struggling real estate market, here in the Sacramento area as well as across the country. They generally revolve around the increasing number of foreclosures, the mortgage crisis and now some of the government programs that may or ...
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Does Your Home Qualify For a Short Sale?
Contrary to popular belief, not every homeowner can qualify for a short sale. While a short sale can help if you are unable to make regular monthly payments on your mortgage, you must present your lender with a valid reason why you can no longer make these payments. Lenders have their own ...
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